Financial success is more achievable when we master some basic personal finance principles. Those of us who have reached a certain level of success have practiced them for many years. The earlier you start, the easier it is to achieve your goals. However, your financial life does not take place in a vacuum. Your friends, romantic interests, and health, among others, also play a very important role that quite often, if neglected, may slow down or even derail the best financial plan. Knowing how to do something is very important, but with little or no discipline, the best plan often fails. This book is intended to teach you the basics of personal finances while considering those other factors that may help or block your progress to a comfortable life and eventual retirement.

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