If you think Risk Management is a bit of meaningless management-speak, this is the book for you. The World is full of risks and they all need managing. In fact we all manage risks all the time whether well or badly. Every decision we make involves making some assessment of the risks involved. Risk Management is simply an attempt at doing it more explicitly, scientifically and, hopefully, effectively.In this book you learn more about the Why and the How of Risk Management, and you will find some examples of how not to do it. I have tried to explain it in everyday language and show how it can be applied in a small business to your advantage.Does your Business Plan amount to throwing the dice and seeing what you get? Take control! Load the dice!

About the Author

After studying Economics and Accountancy at Bristol University, John worked in accountancy and audit in several types of local authority prior to becoming Insurance Officer at St Helens Council where he achieved considerable savings in the cost of insurance and risk. This was achieved by improving claims-handling and risk management as well as by restructuring the insurance programme. He is currently self-employed as JHM Risk Management Services, offering risk management and liability claims-handling services to enable business owners and managers to save time and stress as well as money. John offers data-protection and Cyber Essentials both as stand-alone and as part of an integrated risk management service, and can help clients deal with claims arising from data breaches as well as from other sources. John is a member of the accountancy body CIPFA, is a Registered Risk Practitioner with ALARM, and is a Specialist Member of the Institute of Risk Managers.

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