The Smith Manoeuvre should be considered for implementation by every Canadian family that has a conventional mortgage on their home. Why? Because with a simple, one-time restructuring of your finances it can be worth hundreds of thousands of dollars to you.
This exciting financial strategy simultaneously converts mortgage interest to tax refunds, shortens the amortization period of the mortgage and builds a free-and-clear portfolio of investments of your own choosing to fund the future for your family.
This unique strategy is not reserved for the wealthy. If you have a mortgage, you can make it tax-deductible. No new money is required from you, your debt will not increase, the benefits are free, and The Smith Manoeuvre is legal - in fact, it is encouraged.
Miss no opportunity - read this book and enlist the guidance of accredited Smith Manoeuvre Certified Professionals near you. It can mean the difference between working in your retirement or making your retirement work for you.
"As Chief Executive Officer at the time, I felt it was propitious that Fraser Smith had targeted VanCity to champion his unique financial strategy for mortgage owners in Canada. The Smith Manoeuvre, as it was to become known, was simple and elegant. We attracted many new customers over the years by virtue of our support of the program. My question back then still stands today - 'Why isn't every Canadian making their mortgage tax-deductible?' Perhaps the publishing of The Smith Manoeuvre will make it happen."
Larry Bell, Chair
B.C. Hydro
Vancouver, B.C.
"Fraser Smith's door ought to have been knocked down hundreds of times. It ought to have been torn from its hinges and thrust aside as mortgage-weary Canadians stormed in to see the man who could help them pay down that mortgage faster and write off the interest like their American cousins."
"Financial Planner Manoeuvres Rules and Banks to Your Benefit"
Andrew Duffy
Times Colonist
"I first read The Smith Manoeuvre in my final year of high school. It was the very first finance book I'd been exposed to, and the ideas expressed by Smith gave me a strong foothold for financial security for the rest of my life. After having implemented the strategy for several years I can testify not only to its simplicity, but also to the incredible financial impact that it has on homeowners and especially young families. Not only does The Smith Manoeuvre allow us to invest to grow our wealth without any strain on our budget, but it actually increases the amount of Child Tax Benefit that we receive, putting more money in our pockets each month and helping ease the financial burden of raising a family. This book should be mandatory reading for all Canadians!"
Megan Evans
Victoria, B.C.
"I've had [Fraser's] book for about a year and a half now and have put The Smith Manoeuvre to work with the help of a financial planner. My husband and I are changed people (financially speaking). Where we were riddled with fear of investment in the past, we are now having a little fun with it while remaining in the 'low to moderate risk' group. We've learned so much and come so far in the past year and a half and our financial situation improved so much that we want to spread the good word to everyone we know."
Anne-Maire Choquette
"I'll keep this short by saying thank you very much for your lifetime achievement of producing a very useful book and sharing it with the public. It has helped my clients tremendously and has created wealth in my own situation as well."
Andre Cyr
Montreal, Quebec
"Just wanted to thank Mr. Smith for caring enough to write such a significant book. I will definitely be implementing his system ASAP. An appreciative mortgage/homeowner."
Rohan Wallen
