Micro Credit Through Self Help Groups For Rural Development

Adapa Jyothi

ISBN 10: 3659629103 / ISBN 13: 9783659629105

Published by LAP LAMBERT Academic Publishing, 2015

About this Item

nach der Bestellung gedruckt Neuware - Printed after ordering - The need for micro finance in India has arisen due to failure of formal banking system in meeting the credit needs of millions of rural and urban people, who constitute poverty or near poverty groups in the country. The banking sector always demands high discipline in collateral security, procedures, repayment schedule, high turnover of clients. Hence they failed to meet the financing need of those struggling to stay alive. It is possible only by making the strategies to increase the scope of activities of micro finance by including food, credit, health, consumption loans, and skill up gradation and education loans. Micro finance is accessing financial services in an informally-formal route, in a flexible, responsive and sensitive manner. Micro finance aims at assisting communities of the economically excluded to achieve greater levels of asset creation and income security at the household and community level. In this study we made an attempt to bring out the complete picture of Microfinance in India. The study is presented in five chapters. This is very useful for the Students, Academicians and Researchers who are in the field of commerce & management and, for the policy makers.

Seller Inventory # 9783659629105

Bibliographic Details

• Title: Micro Credit Through Self Help Groups For Rural Development
• Publisher: LAP LAMBERT Academic Publishing
• Publication Date: 2015
• Language: English
• ISBN 10: 3659629103
• ISBN 13: 9783659629105
• Binding: Taschenbuch
• Condition: Neu
• Dimensions: 220W x 150H x 13D millimeters 220 millimeters width by 150 millimeters height by 13 millimeters depth
• Weight: 328 grams

About this title

Synopsis

The need for micro finance in India has arisen due to failure of formal banking system in meeting the credit needs of millions of rural and urban people, who constitute poverty or near poverty groups in the country. The banking sector always demands high discipline in collateral security, procedures, repayment schedule, high turnover of clients. Hence they failed to meet the financing need of those struggling to stay alive. It is possible only by making the strategies to increase the scope of activities of micro finance by including food, credit, health, consumption loans, and skill up gradation and education loans. Micro finance is accessing financial services in an informally-formal route, in a flexible, responsive and sensitive manner. Micro finance aims at assisting communities of the economically excluded to achieve greater levels of asset creation and income security at the household and community level. In this study we made an attempt to bring out the complete picture of Microfinance in India. The study is presented in five chapters. This is very useful for the Students, Academicians and Researchers who are in the field of commerce & management and, for the policy makers.

About the Author

Dr. Subba Rao Ebicherla M.Com.,MBA.,Ph.D.,UGC-NET,AP-SET, Assistant Professor, Department of Management Studies, Baba Institute of Technology & Sciences. Adapa Jyothi M.Com.,M.Phil.,AP-SET,(Ph.D.) & Boddu Chellayya M.Com.,(Ph.D.) Research Scholars, Department of Commerce & Management Studies, Andhra University. Visakhapatnam, Andhra Pradesh, India.