Money for Life is a budgeting success novel that outlines the key principals and tools necessary to achieve budgeting success in our modern cashless society. Money for Life follows the fictional couple of Ryan and Christine Richardson who once enjoyed a solid relationship. They were educated, had a good income, and were focused on successfully raising a family. Like so many in their situation, they had allowed financial stress to erode their happiness. Finally, understanding the direction they were headed, Ryan and Christine decided to change their financial course by implementing the principals and tools necesary to overcome the issues they face in a cashless society and achieve their personal financial objectives.

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Steven B. Smith is chairman, president and chief executive officer of In2M Corporation. He has strong strategic and tactical business skills and combines them with a passion to develop products and services that make a positive difference in people's lives. Over the years, Mr. Smith has been actively involved in assisting and educating others in the area of personal and small business financial management and he was a significant contributor to the creation and development of Mvelopes Personal; an online budgeting system for use in our modern cashless society.

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