Money

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Money is a practical, accessible resource designed to help English learners navigate one of the most essential areas of everyday life: personal finance. Through 16 photocopiable lessons, the book introduces and practices the vocabulary, expressions, and concepts that people routinely encounter when handling financial matters―whether they are opening a bank account, budgeting for bills, applying for a loan, filing taxes, or simply paying for daily necessities.

The readings included in each unit explore real-life financial topics such as borrowing, saving, earning, investing, insurance, taxes, credit cards, interest rates, and financial decision-making. Each lesson provides clear explanations and engaging activities that guide learners from understanding key terms to applying them in meaningful contexts. The goal is not just vocabulary memorization, but true financial literacy―helping students communicate effectively about money in English-speaking environments and make informed financial choices.

The photocopiable format makes this resource ideal for teachers who want flexible lessons that work in classrooms, tutoring sessions, adult education programs, and workplace ESL contexts. Learners benefit from repeated exposure to practical language that directly supports their daily lives, independence, and financial well-being. A free audio program provides additional listening practice and reinforces the vocabulary and concepts through short, relevant recordings.

Money is especially useful for immigrant learners, new arrivals, international students, and adults preparing for increased financial responsibility, offering both language skills and life skills in one user-friendly text.

Features

• Free accompanying audio program, available to download from Pro Lingua Learning or stream on Pro Lingua Learning Audio.
• Sixteen photocopiable lessons centered on essential personal finance vocabulary.
• Readings covering real-world topics such as borrowing, saving, earning, investing, insurance, credit cards, interest rates, and taxes.
• Practical financial scenarios that build functional literacy for everyday economic decision-making.
• Engaging exercises that reinforce vocabulary through meaningful communication.
• Flexible design suitable as a supplemental resource or a themed mini-course on financial English.
• Ideal for classrooms, tutoring, adult education, workplace ESL, and independent study.

Sample Materials

Sample materials are available at:
https://www.prolingualearning.com/money/

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Ray Clark, author of Money: The Vocabulary of the Financial World, was on the staff of the School for International Training in Vermont, USA for over 30 years as a teacher trainer for Peace Corps programs in Iran, India, and Korea, as an ESL teacher, as the director of SIT's intensive English program, as a faculty member and director of the MATESL Program, and as teacher-Director of ESP programs in Islamabad, and Istanbul. He has also done teacher training for Marlboro College and Southern New Hampshire University's MATESL program in Hanoi, Vietnam. He has authored numerous well-known books for Pro Lingua Learning.