A thorough guide to landing the right mortgage goes beyond the basics to explain how to: qualify for a larger loan, avoid credit repair scams, complete the loan application to maximize the chances of approval, pay zero closing costs, determine whether paying "points" can save money and much more. Original.

About the Author

David Reed is the author of Mortgages 101 and Who Says You Can�t Buy a Home!. As a senior loan officer, he has closed more than 1,000 mortgage loans. He is a columnist for Realty Times and a contributing editor and columnist for Mortgage Originator magazine. A member of the Mortgage Speakers Bureau, Mr. Reed is a regular speaker at seminars. He lives in Austin, Texas.

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