Every year, banking institutions rake in billions of dollars through "junk fees" and predatory overdraft practices-often targeting those who can least afford it. In The Overdraft Trap: How to Fight Back Against Predatory Banking, Juan Rodulfo exposes the hidden mechanisms banks use to drain your account and provides a clear, actionable roadmap for reclaiming your money.

This isn't just another dry finance book. It is a tactical manual for the everyday consumer. Inside, you will learn how to:

Identify and contest illegal or predatory overdraft charges.
Navigate the complex language of bank statements and fee policies.
Write effective demand letters that get results.
Protect yourself from future exploitation.

Whether you are living paycheck to paycheck or simply tired of seeing your hard-earned money disappear, this book provides the tools to fight back, demand accountability, and take control of your financial future.

Available in all formats: paperback, hardcover, eBook, and audiobook.

About the Author

Defined by Nature: Inhabitant of Planet Earth, Human, Son of Eladio Rodulfo and Briceida Moya, Brother of Gabriela, Gustavo and Katiuska, Father of Gabriel and Sofia; Defined by society: Venezuelan Citizen (Limited Human Rights by default), Friend of many, enemy of few, Neighbor, Student/Teacher/Student, Worker/Supervisor/Manager/Leader/Worker, Husband of K/Ex-Husband of K/Husband of Y; Defined by the U.S. Immigration Office: Legal Alien; Classroom studies: Master's Degree in Human Resource Management, English, Mandarin Chinese; Real-World Studies: Human Behavior; Home Studies: SEO Webmaster, Graphic Design, Application and Website Development, Internet and Social Media Marketing, Video Production, YouTube Branding, Part 107 Commercial Drone Pilot, Import-Export, Affiliate Marketing, Cooking, Laundry, Home Cleaning; Work experience: Public-Private-Entrepreneurial Sectors; Other definitions: Bitcoin Evangelist, Human Rights, Peace and Love Advocate.

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