YOUR PERSONAL FINANCIAL PRIMER: A Roadmap to Financial Wellness

William R. Colbert is a retired Certified Public Accountant and Personal Financial Planner who has written this book for the sole purpose of helping people avoid serious financial problems. Throughout his nearly 50-year career, Mr. Colbert has discovered that most people do not understand the basics of personal financial planning. As a result, they go through life continually making costly mistakes regarding their personal finances. For example: · How many people have credit card accounts that are out of control, have little or no savings for themselves or their children's college education, or have no emergency fund in the event they become unemployed? · How many people would like to own a home but do not know how and when to buy, nor understand the importance of the down payment and the home mortgage interest rate? · How many people would like to retire but are unable because they were never taught how and why to save for retirement? · How many people are confused by the probate process and therefore have no will or trust for their benefit and protection? · How many people do not understand the principles of investing nor such terms as stocks, bonds, mutual funds and 401k plans? · How many people don't know whether it is better for them to buy or lease a car? These and many other topics are covered in this book which uses simple terms and illustrations to teach the reader vital financial planning lessons. This book is essentially a primer "A Roadmap to Financial Wellness" that will educate people of all ages. After reading this book, you will surely know more about personal financial planning than 80 percent of the general public. Let Mr. Colbert walk you through these important lessons.