Did you know that bank pre-approvals are based on educated guesses? Did you also know you can purchase a more expensive home yet carry a lesser payment than a cheaper home with the same loan program and interest rate? There is just so much people don't know about the industry and so many issues no one discusses. This book is compiled with information you simply will not find anywhere else to help you become a successful homeowner.

About the Author

My name is Julio. I am an entrepreneur and the inventor of a proprietary system that helps buyers purchase homes based on true affordability. I bring the empathy and human touch that is so imperative within my industry.I want to help clients avoid disappointment while bringing their real and authentic affordability to the surface. Proving there's no need to "settle" for what you "think" you can afford. Chances are you can do a lot better than you believe.I am also the founder/owner of Re-Connect, LLC. I am an out-of-the-box thinker and an inventor with patent-pending technology that will change the industry and help buyers shop smarter, not harder. The industry has many flaws, but it has been my life's mission to help people understand it and teach them how to properly purchase a home. I have been in the mortgage and real estate industry for more than 18 years and involved in all aspects of the industry. I have taught and educated thousands of first-time home buyers, trained industry professionals, and found tremendous success as a top producing mortgage lender, credit repair specialist, mortgage underwriter, real estate broker-owner, inventor, entrepreneur, and author.

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