One Penny at a Time: A Guide to Saving, Spending and Smart Choices (A Child's Pathway to Character Series)

One Penny at a Time is the inspiring story of Garry, a young boy whose journey to success begins with a single coin and a lesson from his wise Grandpa: “Save a little, and it will grow.” What starts as a shiny dime on the sidewalk becomes a lifelong habit of saving, spending wisely, and sharing with others.
From decorating jars as a child to opening his first bank account, from resisting tempting purchases to starting his own business, Garry proves that financial success isn’t built on luck—it’s built on consistent, smart choices. Along the way, he learns that even in hard times, saving something—no matter how small—can lead to big dreams.
This warm and practical tale blends heart, humor, and real-world wisdom, showing children that financial freedom begins with patience, discipline, and a plan.