Perfect Money Saving is the essential guide for anyone who wants to take control of their finances. Covering everything from home-made presents to cheaper mortgages, it gives step-by-step guidance on how to cut your costs without giving up the things you enjoy. With a budget calculator to help you get your spending back on track and a month-by-month breakdown showing where and when to grab the best bargains, Perfect Money Saving has all you need to make the most of every penny.
Smita Talati wrote the popular "Money Makeover" column for the Sunday Times and regularly contributes to the money pages of other newspapers and magazines, including the Cosmopolitan, Daily Telegraph, Evening Standard, and Mail on Sunday. She is the author of How to be a Financial Goddess and How to be a Property Goddess.