Performance Evaluation of Banks in India: Post Transition Period

Anandadeep Mandal

ISBN 10: 384430293X / ISBN 13: 9783844302936

Published by LAP LAMBERT Academic Publishing Jan 2011, 2011

About this Item

Neuware -This book examines, using DEA, the productivity performance trends of the Indian commercial banks for the post transition period: 1997 ¿ 2001. Our broad empirical findings are indicative in many ways. First, the increasing average annual trends in technical efficiency for all ownership groups indicate an affirmative gesture about the effect of the reform process on the performance of the Indian banking sector. Second, the higher cost efficiency accrual of private banks over nationalized banks indicate that nationalized banks, though old, do not reflect their learning experience in their cost minimizing behavior due to inefficiency factors arising from government ownership. This finding also highlights the possible stronger disciplining role played by the capital market indicating a strong link between market for corporate control and efficiency of private enterprise assumed by property right hypothesis. And, finally, concerning the scale elasticity behavior, the technology and market-based results differ significantly supporting the empirical distinction between returns to scale and economies of scale, often used interchangeably in the literature.Books on Demand GmbH, Überseering 33, 22297 Hamburg 76 pp. Englisch.

Seller Inventory # 9783844302936

Bibliographic Details

• Title: Performance Evaluation of Banks in India: Post Transition Period
• Publisher: LAP LAMBERT Academic Publishing Jan 2011
• Publication Date: 2011
• Language: English
• ISBN 10: 384430293X
• ISBN 13: 9783844302936
• Binding: Taschenbuch
• Condition: Neu
• Dimensions: 220W x 150H x 5D millimeters 220 millimeters width by 150 millimeters height by 5 millimeters depth
• Weight: 131 grams

About this title

Synopsis

This book examines, using DEA, the productivity performance trends of the Indian commercial banks for the post transition period: 1997 ? 2001. Our broad empirical findings are indicative in many ways. First, the increasing average annual trends in technical efficiency for all ownership groups indicate an affirmative gesture about the effect of the reform process on the performance of the Indian banking sector. Second, the higher cost efficiency accrual of private banks over nationalized banks indicate that nationalized banks, though old, do not reflect their learning experience in their cost minimizing behavior due to inefficiency factors arising from government ownership. This finding also highlights the possible stronger disciplining role played by the capital market indicating a strong link between market for corporate control and efficiency of private enterprise assumed by property right hypothesis. And, finally, concerning the scale elasticity behavior, the technology and market-based results differ significantly supporting the empirical distinction between returns to scale and economies of scale, often used interchangeably in the literature.

About the Author

Prof.A.Mandal holds a M.Sc. degree from the Durham University, UK. He is an engineer and a MBA in finance from India. He has done extensive work in research and analysis through professional experience and academic publications. He has published 1 book, 12 international articles and has 35 conference proceedings in mathematical finance.