Personal Finance Basics : A Beginner's Guide to Budgeting, Saving, and Building Wealth

Charles Richmann

ISBN 13: 9798175618045

Published by Independently Published Sep 2026, 2026

About this Item

Neuware.

Seller Inventory # 9798175618045

Bibliographic Details

• Title: Personal Finance Basics : A Beginner's Guide to Budgeting, Saving, and Building Wealth
• Publisher: Independently Published Sep 2026
• Publication Date: 2026
• Language: English
• ISBN 13: 9798175618045
• Binding: Taschenbuch
• Condition: Neu
• Dimensions: 229W x 152H x 4D millimeters 229 millimeters width by 152 millimeters height by 4 millimeters depth
• Weight: 126 grams

About this title

Synopsis

Nobody taught you this in school — and it's not too late to learn it properly.

A clear, honest introduction to personal finance: no jargon, no hype, no promises of getting rich quick. Just the foundational skills that actually determine financial security.

Inside, you'll find:

• The real difference between income and net worth — and why only one of them actually matters


• How to build a budget you'll actually stick to, using the 50/30/20 rule as a flexible starting point


• Why an emergency fund comes before investing, and exactly how big it should be


• Good debt vs. bad debt, and a clear comparison of the debt snowball vs. debt avalanche payoff strategies


• What actually moves your credit score, and how to use credit cards without getting burned


• Index funds, retirement accounts, and risk explained without hype or jargon


• The behavioral mistakes that trip up most beginner investors — and how to avoid them

Written as honest financial education, not personalized advice — every chapter is direct, practical, and free of the vague hype common in this category.

Scroll up and start building your financial foundation today.