Personal Finance Crash Course: What They Didn't Teach You in School

"The Personal Finance Crash Course is designed to transform beginners and equip them with the necessary skills to become proficient in the world of finance. This book covers everything! It's amazing, outstanding, and non-intimidating. It's an easy read. The Personal Finance Crash Course is the epitome of Proverbs 22:6 (Train up a child in the way he should go: and when he is old, he will not depart from it) and is definitely needed in our generation and our time."

- DeAnn Cooks, Educator, Pastor, and CEO of Creative Cookie, LLC

Honored as one of the top "20 Under 2" teachers across the state of Oklahoma for excelling on the front lines of the classroom, Ray'Chel finds educating about holistic financial wellness and closing the wealth gaps central to her mission. Originally from Ohio, Ray'Chel moved to Black Wall Street, Tulsa, in order to become a first-generation educator & entrepreneur. Seeing the problems in her classroom and community, Ray'Chel birthed Raise the Bar Investments, a financial education social enterprise. Raise the Bar Investments exists to provide minorities with the easy-to-understand and easy-to-apply skills & empowerment needed to build generational wealth and collectively decrease the racial & gender wealth gaps. Why? #ForOurLastNames.