Title: Practical Remarks on the Present State of Fire Insurance Business The Evils of Competition Pointed Out With Hints for Improvement Classic Reprint
Publisher: Forgotten Books
Publication Date: 2018
Language: English
ISBN 10: 065635450X
ISBN 13: 9780656354504
Binding: HRD
Condition: New
Weight: 429 grams

About this title

Synopsis

The book argues for a calmer, more unified approach to fire insurance rates and practices, helping offices reduce risk and improve profits.

Originally addressed to directors and managers across Britain, this work examines how competition and low premiums have fostered losses and fraud. It proposes practical steps toward uniform rates, clearer risk understanding, and cooperative action to strengthen the fire insurance business for all involved.

The author draws on experiences from English and Scottish offices, cites historical events, and highlights successful efforts to standardize rates for difficult risk categories. The aim is to inspire a more stable, transparent market that benefits companies, agents, and policyholders alike.

Insight into how competition affects claims, fraud, and overall profitability.
Discussion of proposed remedies like minimum premiums and agreed-rate structures.
Examples of coordinated efforts across offices to improve risk assessment and pricing.
Considerations for specialized risks, including drying stoves and large industrial hazards.

Ideal for readers of insurance history and practitioners seeking practical paths to improved premiums and reduced losses.

"About this title" may belong to another edition of this title.

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