Title: Proceedings: In the Matter of the Interpretation of Section 450 of the Civil Code of California, Relating to Policies of Life Insurance, Before Honorable Andrew J. Clunie, Insurance Commissioner of the State of California, Monday and Tuesday, January 17 a
Publisher: Forgotten Books
Publication Date: 2018
Language: English
ISBN 10: 0484409689
ISBN 13: 9780484409681
Binding: HRD
Condition: New
Weight: 513 grams

About this title

Synopsis

A historic look at how California’s life-insurance rules shape contracts and policy options.

This volume presents a transcript from a 1898 hearing on Section 450 of the Civil Code, exploring how terms like tontine, paid-up, and term insurance were understood by lawmakers, regulators, and industry leaders.

The proceedings show real-time questions, expert testimony, and the tension between legal language and business practice. Readers get a sense of the standards insurers aimed to meet and how the state’s regulations sought to protect policyholders while allowing insurers to operate.

Clarifications of technical insurance terms used in the code and their practical meanings
Discussion of how different types of policies work, including options for policyholders at maturity
perspectives from multiple life-insurance companies and their legal counsel
insight into the regulatory approach to licensing and compliance in the era

Ideal for readers of historical legal documents, insurance history, and California regulatory history seeking a window into how policy language and law interacted at the turn of the 20th century.

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