Regional Rural Banks of India: Evolution, Performance and Management

Regional Rural Banks of India: Evolution, Performance and Management is a one-stop reference book on the genesis, growth, performance, and management of the Regional Rural Banks (Rrbs) in India. It is the first book of its kind, which comprehensively examines the development of modern banking in India since the ancient period to 2013 and birth, growth, and performance of Regional Rural Banks from 1975 to 2014. It looks at all the facets of operations like structure, financial management, deposits, advances, Npa management, Alm, and risk management practices prevalent in Rrbs. It also describes role of It in Rrbs. The book will fill the long-felt absence of an authentic book on the functioning of Rrbs of India. The book is expected to serve as a handbook for the new recruits and also as a reference book for the senior bankers and policy makers. The book, rich with volumes of latest data, provides various regulatory guidelines pertaining to day-to-dayoperations, management, and control of the rural banks. The book is targeted at the professionals, academicians, as well as students.

Jitendra Kumar Ram (MBA, PhD) is presently a senior manager at Odisha Gramya Bank (OGB). He is a CAIIB with more than three decades of experience in banking. He has published six books and over twelve research papers.