The Role of Distributed Ledger Technology in Banking: From Theory to Practice

Distributed Ledger Technology (DLT) is a way of managing, storing, and sharing information over a distributed network. The position of DLT in banking can be seen as controversial as it is a rapidly evolving technology with both potential benefits and challenges. The Role of Distributed Ledger Technology in Banking presents a balanced assessment of both the opportunities and risks behind such recent innovations. Combining theory and practice, it explores the impact of DLT in the banking sector and offers the opportunity to exploit different points of view from different disciplines. It presents topics from both a theoretical and practical point of view, highlighting concrete applications. Written by a team of experts from academia and the banking sector, this book looks at DLT not as a threat but as an exciting opportunity to bring the banking/financial system in the future.

Sabrina Leo is a Tenure Track Assistant Professor at Sapienza University of Rome. She is a lecturer in Strategies, Performance and digital innovation in banking. Her main research areas are DLT, Digital Payments, Digital Banking, and IT Governance in banks. And recently on the impact of technologies like AI/ML in the financial system.

Ida Claudia Panetta is Full Professor at the Sapienza University of Rome, where she teaches International Financial Markets and Institutions and Bank Economics and Management. Her more recent research interests (and publications) regard the impact of new technologies in reshaping the financial system, focusing in particular on Mobile payment, DLTs, and Cybersecurity.