Rollover Mistakes Retirees Make: Eight Things You Need to Know Before You Roll Over Your 401(k)

The ideas I share with you in this guide are based on eighteen years of real life situations, some that are probably similar to yours, that I feel can have a positive impact on your 401(k) rollover decisions. In fact, my desire to see every retiree and pre-retiree avoid these rollover mistakes is what led me to start The Rollover Company, Inc. over 15 years ago. At The Rollover Company, it is our mission and goal to help our clients avoid the rollover mistakes retirees make and we are committed to helping our clients build, protect and preserve their assets. Thank you in advance for reading my guide and I hope it helps you avoid these eight rollover mistakes retirees make.

As the senior adviser at the Rollover Company, Charles Winfrey is focused on helping clients work toward their retirement dreams through a well-thought-out strategy for retirement income. Charles got his start in the industry in 1995, working for First American Bank, where he served as a personal banker until he moved to John Hancock Financial Services in 1999. Then in 2001, after realizing there was a better way to assist those preparing for retirement, he started his own company. His business philosophy is simple: to help clients increase cash flow and net worth, while also minimizing the taxes they incur. Charles holds life and health insurance licenses in Tennessee, Georgia, Mississippi, Alabama, Virginia, Texas, and Maryland. He has also received his Series 65 securities license. He has a bachelor of business administration degree in finance from the University of Memphis. He is a member of the National Association of Insurance and Financial Advisors (NAIFA) and has been recognized in the 2013 Nashville Business Journal’s 40 Under 40 list. He has used his financial acumen to assist the Lane College Board of Trustees and the local chapter of the Boy Scouts of America. Charles was lucky to find love at an early age, as he married his sixth-grade sweetheart, Nancy. Together they have two children, Everett and Lauren. They reside in Nolensville, Tennessee. In his free time, Charles enjoys traveling, writing, reading, and spending quality time with his family.