SMART Money Makeover: A Step-by-Step Guide to Moving Your Money from Pain to Pleasure

SMART Money Makeover is a step-by-step guide to moving your money from pain to peace - and finally, to pleasure. If you've tried budgeting, hustling, or quick-fix advice and still feel stuck, this book offers a proven framework that meets you where you are.

Author and financial coach Forrest Huguenin introduces the SMART system:

• Self-Knowledge: Understand your money mindset and personality
• Monetary Awareness: Know your cash flow and net worth
• Allocated Spending: Create a budget that fits your real life
• Ready Cash: Build savings that reduce stress
• Targeted Credit Use: Eliminate toxic debt and rebuild credit wisely

Whether you're tired of living paycheck to paycheck, rebuilding after setbacks, or ready to design a plan that actually works, this book is your roadmap. You'll also follow the stories of Robert and Kia - two relatable characters who bring the SMART system to life.

Ideal for readers seeking financial freedom, credit repair, or a money mindset shift they can finally stick to.

Forrest Huguenin grew up in Queens, NY in a lower middle-class household. His early career was spent learning computers and facilities management in various institutional banks.From there, he spent an extensive amount of time in sales, financial advisory and real estate. Along the way he, like many, experienced ups and downs in a constant struggle to develop a healthy relationship with money. He is intimately familiar with what financial pain means and what it takes to battle back and come through the other side to financial pleasure.Over a period that spanned more than 2 decades, he has personally coached others, written books, created courses and given countless webinars and seminars on the subject of personal finance. From all that experience came this book, SMART Money Makeover.He currently resides on Long Island.His mission in life remains to help spare others the pain he experienced trying to get the mastery over his own finances.