How To Save Money Even If You're Broke: Financial Common Sense

Discover how to be completely out of debt—without effecting your cash flow; learn simple strategies to reduce your income taxes, insurance, mortgage or rent, car, and more places to find money; and where mortgage companies hide profit and how to fix the “bleeding.” Learn how to invest your retirement savings in something that pays an average of 13% guaranteed interest.

I always believed that the only conversation you should have about yourself is with yourself so writing a bio is hard for me. I don't really have much respect for conventional wisdom way most bios are written by listing proof of completion of taught courses. I only seem to learn things by understanding how they work not memorizing how someone else says they work. I never graduated from college or did any scholastic study of finance. I believe that alone has aided me with the way I perceive things; I like to call it uncluttered thought. I do not approach things with a preconceived notion nor do I only except things that prove my theories. I break everything down to simple and I learn everything the hard way. So this bio is different because you need to decide for yourself using your own common sense if what I say is true. Truth has nothing to do with what school I went to or what letters I have after my name.