You're not alone. The mortgage business has become so complex that most people can't make heads or tails of it. This indispensable new guide spells everything out for you—in clear, accessible terms. Covering more loan alternatives than any other book, and providing a first-time look at the importance of discount points, How to Save Thousands of Dollars on Your Home Mortgage has complete details on virtually every mortgage option currently available, what their advantages are, how to choose the one that's right for you, and—best of all—how to save money in the process. With easy-to-read charts and graphs, helpful sample forms, and numerous examples, here's where you'll learn about:

First-time buyers programs
APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans
Refinancing strategies
Closing costs, lender fees, and other expenses
Disputing credit report errors and fixing credit problems
Using the Internet for loan analysis
And much more!

About the Author

RANDY JOHNSON is President of the Independence Mortgage Company and has personally originated over $400 million in residential loans.

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