The Secrets to Good Credit and Debt Reduction : A Consumer Self Help Guide

This simple,easy to read book shares mortgage banker D.J. Williams formulas for securing or restoring good credit, getting out of debt and gives all the reasons why good credit and low debt is a must in today's society. With this remarkable consumer self-help guide, you'll learn:

The basics of understanding the system including how to read your credit report, scoring, and knowing your rights.

How to establish a good credit rating and restore a poor one.

Your rights when dealing with collection agencies and credit repair organizations.

Methods of getting out of debt and strategies for debt reduction.

How to survive the home loan process-stress free.

How to control your financial destiny in 15 easy-to-read chapters.

Good credit is a necessity rather than an option. Here you'll discover proven ways to achieve financial security and freedom. You can attain, maintain, and retain good credit. Buy an extra copy for someone you know who is just starting out, considering bankruptcy, or in bondage from too much debt.

D. J. Williams spent more that a dozen years in the mortgage finance business, as a sales manager, assistant vice president, and senior loan officer at several national financial corporations. Concerned with the decline of creditworthy applicants and current lending trends. D. J. Williams wanted to put out an information brochure and started writing and could not stop. "There was so much information consumers need to know such as how credit scoring is effecting lending, insurance and employment decisions." She now keeps busy writing, publishing and marketing credit education books and related materials.