Seller Financing on Steroids: How to Sell for Top Dollar, Create Powerful Notes, and Sleep Like a Baby at NightBy Dawn Rickabaugh
"Owner Will Carry" is a powerful phrase pregnant with possibility— but it shouldn’t mean carrying all the risk. If you’re a seller—or the agent, attorney, or advisor guiding one—this book is your essential roadmap to mastering seller financing without the headaches.
Whether you’re looking to sell a property fast, get top dollar in a down market, or avoid capital gains while creating reliable retirement income, seller financing may be the tool you didn’t know you needed. But not all deals are created equal—structure matters.
In Seller Financing on Steroids, California real estate broker and note expert Dawn Rickabaugh pulls back the curtain on how to:
✅ Sell your property or business for the highest possible price—even in a tough market
✅ Choose the right-one-for-you seller financing strategy for income, flexibility, and peace of mind
✅ Supercharge high-end properties that just won’t sell
✅ Rescue deals falling out of escrow with powerful win-win solutions
✅ Create notes worth holding—or selling for top dollar
✅ Avoid common traps that make your note unsellable
✅ Get all the benefits of seller financing—without ever fearing foreclosure
✅ Tap into the power of partials and simultaneous closings to walk away with real cash today
✅ Defer capital gains taxes while creating hassle-free income for life
✅ Protect your assets and heirs with smart trust strategies
If the bank said no, that doesn’t mean the deal is dead. This book shows you how to say yes—safely, smartly, and profitably.
Packed with clear explanations and actionable strategies, Seller Financing on Steroids is your go-to guide for turning your property into a powerful financial asset.
Real estate can be bought and sold without the need for new bank financing. Owner financing is increasingly becoming an important mechanism for transferring ownership and deferring capital gains, but many sellers (and the professionals who serve them) do not fully understand how to navigate the territory competently.
"Seller Financing on Steroids" helps people understand when and if they should be offering terms, and which strategy best meets their needs for income, safety and flexibility.
Owner financing will help sellers sell their properties and businesses for the highest possible price, and they can create notes that are worth holding or selling... or ones that have little value in the 'secondary mortgage market.'
Dawn Rickabaugh is a real estate professional who buys and brokers notes. She is also involved in engineering Title Holding (Land) Trusts for maximum asset and beneficiary protection. When banks say "no" we say "yes".
Dawn Rickabaugh is a CA Real Estate Broker specializing in legal, ethical and intelligent alternative financing. She regularly puts and keeps real estate transactions together without the need for new bank financing using a combination of owner financing strategies, private money and commercial hedge funds. She is dedicated to liberating & empowering buyers, sellers and real estate professionals in today's market. She is a writer, educator, coach and author of "Seller Financing on Steroids: Pumping Paper for Power, Peace and Profits." She has been interviewed and quoted by influential publications such as Investor's Business Daily, and the WSJ's MarketWatch. Because she regularly buys and brokers notes secured by real estate (and businesses) she is powerfully poised to help sellers and their agents understand how to carry paper safely. The note business is constantly changing, so only someone who regularly buys and sells notes knows how to engineer owner financing transactions that result in notes worth holding or selling. She loves teaching intelligent use of the Installment Sale and the Title Holding Trust for maximum benefits, and loves to help sellers find ways to avoid paying life-throttling capital gains. Dawn originally graduated from Brigham Young University in 1987 with a Bachelor of Science in Nursing, and worked for several years in the ICU and ER at Huntington Memorial Hospital in Pasadena, CA. She now pursues her passion for helping people through traditional and innovative real estate transactions. She has four amazing teenagers, and loves her life in Temple City.
