You will learn what SRTs are, why banks use them, and how they can move credit risk away from the balance sheet while keeping the lending machine running. The book breaks down the core structures, the incentives for each participant, and the key terms that matter in real transactions, without relying on jargon.

If you want a grounded explanation of how SRTs work, what risks they reduce, what risks they can create, and what to look for when the headlines say “risk is off the books,” this book gives you the framework.

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