52 Simple Ways to Manage Your Money: A Weekly Journal and Workbook to Help You Take Real Control of Your Money!

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Mary J. Moses has many years of experience in personnel administrations in public education in California, and has also been the Public Information Officer for the San Luis Obispo County Office of Education. She has written and published three newsletters over the span of seventeen years; one of which went to every educational employee in the county. She has co-authored with Judith Martindale No More Baglady Fears: A Woman's Guide to Retirement Planning, which won a national award, and 52 Simple Ways to Manage Your Money. Judith and Mary have been working together since 1982, both in team teaching of adults and writing

Mary has actively supported women's causes and was the first Affirmative Action Coordinator for Cuesta College. In addition to her collaboration with Judi Martindale, she also writes historical fiction. Her novel of 19th century England, The Mill, will soon be published under her pen name, Jane Denison. She lives and writes in Central California.

Judith Martindale, who has been named one of America's top 200 financial planners for three years in a row by Worth magazine, is the co-author of the award winning No More Baglady Fears: A Woman's Guide to Retirement Planning and 52 Simple Ways to Manage Your Money. Her financial advice has been quoted in the New York Times, Los Angeles Times, Investor's Business Daily, Smart Money, and Worth, along with various other newspapers and magazines throughout the country. Martindale was the weekly financial commentator on CBS-affiliate KCOY-TV Evening News for four years, and hosted her own radio show, San Luis Success Story. She is frequently invited as a guest speaker for business, professional and non-profit organizations. Her office is located in San Luis Obispo; however, she works with clients throughout the country. She is the founder and president of Financial Planning University, a virtual university that provides consumer education teleclasses and advanced training for financial advisors. Ms. Martindale received her M.Ed. at Miami (of Ohio). She is a Certified Financial Planner and Enrolled Agent. She is a member of the National Association of Personal Financial Advisors (NAPFA) and the National association of Tax Preparers. Judi is married, and lives in Central California.