Smart Guide to Maximizing Your 401(k) Plan

An all-you-need-to-know introduction to the employer-sponsoredretirement plan that has revolutionized the way we save
* Smart Ways to save with automatic payroll deductions and pretaxcontributions that let you earn more money and pay less taxes NOWand when you retire
* Smart Advice on how much to contribute and what you need to knowabout your investment options, including advice on stocks, mutualfunds, and bonds
* Smart Insights into retirement alternatives with the traditionalIRA and the new Roth IRA
* Smart Tips on borrowing and withdrawing money from your 401(k)and IRA to buy a home or pay for college
* Quick reading and easy referencing with a comprehensive index andloads of sidebars and tables

Smart Guides take readers seriously. They satisfy even the mostcurious person's desire to know the essentials about any of a widerange of topics--from vitamins to mutual funds to stress relief.It's all about good reading and expert information. The choice isyours.

Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.