Social Security Strategies: How to Optimize Retirement Benefits, 5th Edition

After having sold tens of thousands of copies and becoming known as the authoritative source on Social Security claiming strategies, this book is now in its fourth edition. With updates in rules, new disability strategies, and strategies for those who are facing a terminal illness, the authors have again delivered invaluable tools for crafting Social Security retirement benefit claiming strategies. Social Security benefits are the largest retirement asset for the majority of Americans. Yet most decide when to begin benefits without advice. A smart strategy for claiming benefits can make a material difference in the standard of living in retirement. Written primarily for financial professionals, this book is a primer for enhancing lifetime income and minimizing the risk of running out of savings in retirement. The book further serves to cut through the maze of rules governing Social Security and will equip you with the information and heuristics you need to offer quality advice about Social Security to your clients approaching retirement.

Dr. William Reichenstein is the Director of Research for Retiree Inc. Bill currently holds the Pat and Thomas R. Powers Chair in Investment Management at Baylor University. He has taught and researched in finance since 1978, with his recent work concentrating on the interaction between investments and taxes. He has written more than 150 articles for professional and academic journals. He is a frequent contributor to Journal of Financial Planning, Journal of Investing, Financial Analysts Journal, Journal of Portfolio Management, and Journal of Wealth Management, and is frequently quoted in the Wall Street Journal and elsewhere. He earned a BA in math from St. Edward s University and a Ph.D. in economics from the University of Notre Dame. He is a Chartered Financial Analyst (CFA).William Meyer is the founder of Retiree Inc., and the creator of the Social Security Strategy Analyzer software tool. In recognizing the void that has existed for personalized and pragmatic advice related to Social Security at retirement, Bill founded Social Security Solutions, Inc. based on his expertise and that of Dr. William Reichenstein, Social Security Solutions, Inc. s Head of Research. Bill Meyer is an expert in Social Security and the retirement industry and is committed to helping Baby Boomers make the most of their retirement savings. His career in wealth management spans Charles Schwab, H&R Block and Advisor Software Inc. He earned his Bachelor of Science degree in Psychology from UCLA and his MBA degree from the Anderson School at UCLA. He is a former Trustee of the Securities Industry Institute at Wharton and holds multiple securities licenses.Both Reichenstein and Meyer are recognized experts on Social Security claiming strategies. They have published numerous articles about the subject, and have been quoted in publications such as SmartMoney, Forbes, Barrons, the Wall Street Journal and the Chicago Tribune. In March of 2010, their research entitled Social Security: When you Should Start Benefits and How to Minimize Longevity Risk was published in the Journal of Financial Planning.