The 16 % Solution, Revised Edition: How to Get High Interest Rates in a Low-Interest World with Tax Lien Certificates

Discover a proven strategy for generating high-yield returns through tax lien certificates. This updated edition provides practical guidance for researching, purchasing, managing, and profiting from tax lien investments while minimizing risk.

With home foreclosures at an all-time high and the erratic stock market damaging 401(k) accounts, people are looking for innovative ways to invest their money and improve their financial situation through different investment vehicles. The 16% Solution explains how tax lien certificates can become part of a diversified investment strategy, offering the potential for attractive returns while helping readers understand the legal processes, risks, and opportunities involved.

Beginning with the fundamentals of tax lien certificates, the book walks readers through selecting markets, evaluating properties, bidding at local and online auctions, redeeming certificates, navigating foreclosure procedures, and managing foreclosed properties. Dedicated chapters also address environmental concerns, bankruptcy, scams, FDIC liens, and other common risks, helping investors make informed decisions with greater confidence.

Written by attorney Joel S. Moskowitz, this revised and updated edition reflects changes in tax lien laws, online auctions, and modern research tools, making it an invaluable guide for today's investors.

• Learn how tax lien certificates work and how they can fit into an investment portfolio
• Receive step-by-step guidance for researching properties, evaluating opportunities, and bidding at local and online tax lien auctions
• Understand certificate redemption, foreclosure procedures, and managing acquired properties
• Reduce investment risk with expert advice on scams, bankruptcy, environmental issues, and changing state laws

Whether you're a beginner exploring alternative investments or an experienced real estate investor expanding your portfolio, consult The 16% Solution for practical strategies, state-by-state resources, and expert guidance to help you understand the tax lien investing process from start to finish.

Joel S. Moskowitz is an attorney specializing in environmental law. He has argued before the U.S. Supreme Court, the California Supreme Court, and several courts of appeals. Miami is his home.