Surviving Debt: Expert Advice for Getting Out of Financial Trouble (The Consumer Law Practice)

Surviving Debt has been a leading resource for over 30 years, this fully updated 13th edition of Surviving Debt provides precise, practical, and hard-hitting advice from the nation’s consumer law experts on how to deal with crushing debt affecting millions of Americans.Surviving Debt tells you what consumers need to know about: - Stopping Debt Harassment and Collection - Dealing with Credit Card, Medical, and Student Loan Debts - Which Debts to Pay First - Essential Information about Credit Reports - How to Defend Collection Lawsuits and Income Tax Collection - Car Repossessions - Mortgage Modifications and Avoiding Foreclosure - Evictions and Getting Out of Leases - Utility Shut-offs - How to Defend Collection Lawsuits - Criminal Justice Debts - The Bankruptcy Process - When and Whether to File for Bankruptcy, and much more.

Since 1969, the nonprofit National Consumer Law Center® (NCLC®) has used its expertise in consumer law and energy policy to work for consumer justice and economic security for low-income and other disadvantaged people, including older adults, in the United States. NCLC’s expertise includes policy analysis and advocacy; consumer law and energy publications; litigation; expert witness services; and training and advice for advocates. NCLC works with nonprofit and legal services organizations, private attorneys, policymakers, federal and state government, and courts across the nation to stop exploitative practices, to help financially stressed families build and retain wealth, and to advance economic fairness.NCLC publishes a nationally acclaimed series of legal treatises on all major aspects of consumer credit and sales. The treatises, available individually or as a set, are available in print volumes and in continuously updated digital format on the NCLC Digital Library. Visit the NCLC Digital Library at www.nclc.org/library to subscribe to news and analysis from NCLC attorneys and to read the first chapter of each treatise for free.