Take Charge: Be Money Smart in 7 Steps

Money is a means, not an end goal in life; it is a means to get you to your goals. The promise of Take Charge, Be Money Smart in 7 Steps is this: you will learn how to manage your finances well and develop your own life goals to long-lasting happiness. Targeted at teenagers and young adults, this book is an engaging and practical resource for introducing financial literacy to our youth – a vital topic in today’ s world of instant gratification, easy access to credit, false promises of riches, and even financial exploitation by internet ‘ financial gurus’ . Drawing on life experiences and professional expertise, the authors present key financial concepts and impart sensible financial advice in this fully illustrated book. Contents: Education and Career, Income, Expenses, Debts, Investments, Future and Happiness.

Dr Lillian Koh is the founder of FinTech Academy, which spearheads talent development programmes and certifications for fintech in Singapore, in collaboration with universities. She is also Advisor to the Institute of Blockchain, Singapore, which offers certification courses for consultants in blockchain, and Faculty Associate at A*Star. She is a published author. She was one of six contributors of the first International Handbook of Financial Literacy (2018) and co-author of Singapore: The Fintech Nation (2020). Chris Teo is a creative entrepreneur and founder of SmartCo, an education company that impart values to future-proof one’ s financial well-being through fun and engaging content. He has conceptualised various educational tech products throughout his career, advocating technology and gamification in learning. Using proven pedagogies and foundational learning theories, he has designed learning workshops on universal positive values for students and teachers in Singapore schools.