Thick Red Line: Why Ending Redlining Can Fight Generational Poverty and Strengthen American Communities

Best-selling author and fair lending expert, Tory Haggerty takes a deep dive into the history of redlining and racial housing segregation in the United States. He outlines and explains what most redlining cases have in common and gives financial institutions practical solutions on how to address these problems. Tory also breaks down several recent case studies, addresses appraisal bias, and so much more.

"I was shocked by how much I learned, but more than that, his approach is non-threatening and the solutions are pragmatic. I have learned that the industry trusts him and relies on his education and solutions. Tory is passionate about fairness, but also about banking and the critical role it plays in our lives. His efforts bring value.”

—MICHAEL L. STEVENS, President & CEO, Graduate School of Banking at Colorado

“Discrimination in banking lending can have an effect on generations of Americans. Working to call attention to this and helping to end discrimination is an admirable cause. This is a cause that Tory Haggerty has been addressing for a long time. His new book, “The Thick Red Line” is another effort to push for fair lending practices. These efforts are to be applauded.”

—GEOFF BACINO, Former National Credit Union Administration (NCUA) Board member, Former Federal Housing Finance Board member

“Haggerty provides a passionate call to action and argues compellingly that through stronger anti-discrimination policies, improved financial education, and a collective commitment to expanding access to credit, we can finally start to unwind the harms caused by redlining. This is a must-read for anyone in the banking industry.”

—MARK TREICHEL, Former Executive Director, National Credit Union Administration

“Tory Haggerty is a true champion for helping community banks navigate the regulatory and compliance landscape in a way that serves the best interest of the public and community banks. Tory’s passion for doing the right thing in the right way is contagious!”

—JIM AMUNDSON, President and CEO, BankIn Minnesota