Three Circles - A practical guide to automatic enrolment (2nd edition) Every single employer in the UK now needs to comply with automatic enrolment. This book will show you how. Automatic Enrolment, the revolutionary pension legislation which requires employers to make fundemental changes to how they manage their businesses will impact every employer in the UK. The challenges employers face are clear... They need to understand new rules, take action to comply and navigate rules which for many will seem complex. However this book guides the way... In this book you'll find:- * Why understanding the "three circles" of automatic enrolment (pensions, payroll and regulation) is fundamental in ensuring you comply. * What you need to do to ensure you effectively communicate the changes to your workforce * How to ensure you don't get fined for not complying * Why it's so important to have a plan * How to select an appropriate pension scheme for your business * What steps you need to take to ensure compliance success both now and in the future * What software can help you with your journey "Three Circles" is a step by step nuts and bolts guide designed to help you through the automatic enrolment maze. With practical guidance for both businesses and the professionals who work with them, this book will help every step of the way.

About the Author

Chris Daems is the director of Cervello Financial Planning and AE in a Box and is also an experienced financial planner with over 18 years' experience in helping clients achieve their financial goals. Chris specialises in working in conjunction with professionals including accountants and solicitors to help their clients with both their business and individual financial goals. The majority of his clients are directors of owner managed businesses and Chris considers this to be his particular area of expertise. However over the past few years Chris has specialised in helping firms of all sizes (ranging from 1,500 through to 30 employees) with the challenges they face whilst meeting the employer duties relating to automatic enrolment regulation. Chris has also won numerous awards including the Unbiased Pension adviser of the year and 'group pension adviser of the year' at the FT Adviser life and pension awards.

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