Title: The Total Disability Provision in American Life Insurance Contracts: Thesis (Classic Reprint)
Publisher: Forgotten Books
Publication Date: 2018
Language: English
ISBN 10: 026068239X
ISBN 13: 9780260682390
Binding: HRD
Condition: New
Weight: 332 grams

About this title

Synopsis

Explore how disability protection became a standard feature in life insurance and why it matters for policyholders.

This book traces the historical development of the disability clause, from early mutual aid efforts to wide adoption by American companies. It explains how benefits are defined, how they are paid, and how various policy designs handle issues like dividends, maturity, and partial impairment.

Learn the origins of disability insurance in life contracts and how it spread across major insurers.
See how different policy structures handle waiver of premiums, maturity benefits, and joint-life scenarios.
Understand the key debates around definitions of disability and how insurers manage risk and pricing.
Discover how dividends and interest assumptions affect benefits for disabled policyholders.

Ideal for readers of insurance history, actuarial practice, and the evolution of contract terms in American life insurance.

"About this title" may belong to another edition of this title.

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