Truth in Lending: Includes Website

The definitive Truth in Lending treatise from the nation's TILA experts, now updated to include dramatic 2011 and 2012 changes.

TILA Is Not Just a Disclosure Statute Anymore!

• New Dodd-Frank legislation bans numerous mortgage abuses
• New FRB Rules restrict kickbacks to mortgage originators
• Special rules regulating higher cost mortgage loans just went into effect and other changes will be effective in 2012
• The Credit CARD Act and new federal Rules establish new restrictions on credit card abuses
• New teeth to regulation of HOEPA loans
• Statutory damages are now increased to $2000 for car loans, $4000 and up for mortgage loans, and $5000 and up for credit cards
• Extensive new disclosure requirements for credit cards, home equity loans, mortgages and other credit
• The leading discussion of TIL rescission rights that allow homeowners to cancel mortgages.

If ordered through the publisher National Consumer Law Center, this treatise includes access to a companion website with the appendices, statutes, pleadings, primary sources and other practice aids. Search for documents by category or with a table of contents or various keyword search options. All documents can be downloaded, printed, and copy-pasted. Pleadings are also available in Word format. Web access for this title is free if ordered through NCLC and remains available as long as this title is kept current through NCLC.