UNKNOWN

New to making money? Wondering how to achieve financial independence? As with any great voyage, it's about the journey-not the destination. From Gennaro De Luca-Certified Financial Planner (CFP(R)) and personal finance expert-Your Financial Constitution offers everything a young person may need as they set out to live a full, prosperous, and satisfying life.

Using storytelling and hands-on learning tools, De Luca inspires and empowers young adults to make informed, confident choices within the context of the Canadian legal and financial environment. He offers guidance on key topics such as budgeting, saving, investing, and tax planning. This framework is structured step by step to help readers navigate their financial journey, avoid common pitfalls, and build a strong foundation for long-term financial success.

Delivered with humour and empathy, Your Financial Constitution is a modern, comprehensive, lifelong resource that supports financial well-being every step of the way.

During his twenty-five years as a Certified Financial Planner, Gennaro De Luca has worked with clients through various stages of life, from early career to retirement, providing guidance on budgeting, investing, tax planning, and long-term financial strategies. Throughout his career, he's navigated three of the most challenging economic and market downturns in history, gaining invaluable insights and resilience. His extensive experience has equipped him with a deep understanding of what it takes to build and protect wealth. As an author, educator, and member of FP Canada(TM) (the governing body for Certified Financial Planners in Canada), Gennaro is passionate about sharing his knowledge to help others make sound financial decisions.

Gennaro lives in Toronto, Ontario with his wife, Paola, his three children, Sicily, Samuel, and Eloise, and the family dog, Scotty.