Ottawa, Canada, 1934. Seventeen-year old Frances McFadden is plucked from the tedium of school routine and the control of a domineering mother to work for the new Bank of Canada. Like many hard-working women of her generation, she comes to wield tremendous power without any of the trappings of authority. Many noble acts, some skinny-dipping. In late August 1939, Frances is sent on a secret mission to Warsaw, where the Polish gold reserves tempt a rapacious neighbour.Speaking of The Underling . . . “…a sly mixture of fact and fiction, with characters well-drawn, dialogue fun and lively, the plot full of surprises, wit, and wisdom.” —Allison Dingle Frances McFadden … a compelling protagonist in a fiction crafted to be totally believable.” — Pat Belyea“I can’t believe that I’m enjoying a novel based on banking!” — Marilyn Blattel “… a fine read. Who would guess that the founding of the Bank of Canada could be made lively and exciting? Frances is a memorable character. The reader roots for her the whole way…would make a great mini-series for TV.” — Brian DoyleI really like the novel’s sense of how work can be fulfilling – particularly socially fulfilling. Working people build friendships and social networks that make their lives richer. I also felt that the “coming of age of Canada” aspect of the novel was well done – clear and important but not overstated.”— Bob Neilson

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