This book is for African-Americans. It asks a direct
question about how you intend to finance your ambitions. This book is
not about dreaming empty dreams, nor is it a simplistic, "you can do
it too" message. It is about developing the necessary attitudes,
language and activities you will need to be faithful to your dream in
a country, among a people, who have been hostile to African Americans
relative to profits and paychecks. It is also about what to say,
teach and show your children on a daily basis so they will develop
the foundations and fortitude to create and employ fin ancial
strategies and tactics to achieve their own ambitions.
This book is more than a discussion about African Americans. It is a
discussion with YOU. It solicits your thoughts, asks you to recall
your own experiences, and reexamine traditional views and
perspectives. With these elements in mind, let us consider the
implications of the question: Do you want profits or paychecks?
The margins contain points you should remember about the text, things
you should do, and space for your own notes. There are two terms
used that you won't find in the dictionary. However, the context in
which they are used makes their meaning clear. The words are
"Unredeemable and Nonentrepreneur ."
Kevin L. Smith, an advocate for practical financial
training for African Americans is a business coach, real estate and
finance broker, financial services entrepreneur, seminar speaker, and
author. His "market" approach to basic financial thought provides
catalysts that parents, teachers, coaches and preachers can use to
steer our contemporary generations into avenues of financial inde
pendence and major economic influence.