The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life

NEW YORK TIMES BESTSELLER

“Investors of all ages would benefit from reading Mr. Maggiulli’s book, which holds especially valuable lessons for young people.”
– Scott Nations, The Wall Street Journal

From the author of Just Keep Buying, a groundbreaking new framework for building wealth

Do you feel stuck financially? Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn’t your effort—it’s your approach.

This is where The Wealth Ladder comes in. It’s not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It’s a new philosophy for thinking about money altogether.

In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result? Smarter choices, less stress, and a clear path upward.

Because building wealth isn’t just about hard work—it’s about applying the right strategy at the right time to focus on what matters most.

Fortunately, you won’t need to guess on where to focus next because The Wealth Ladder has the answer. The only question left is: Are you ready to climb it?

Nick Maggiulli is the chief operating officer and data scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of Just Keep Buying, his first book, and Of Dollars and Data, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and the Los Angeles Times. Maggiulli graduated from Stanford University with a degree in economics and currently resides in the New York City metropolitan area.