When Not to Borrow: Unconventional Financial Wisdom to Set Your Church Free

Church architect and consultant Ray Bowman gives unconventional but sound financial advice for churches seeking to expand their ministry. Ray challenges typical borrow-to-build thinking, with proven strategies showing how your church can expand without going into debt.

Ray Bowman of Larkspur, Colorado, and Eddy Hall of Goessel, Kansas, are church consultants who work with congregations to maximize ministry and growth by developing creative plans for facility utilization and remodeling that allow most congregations to grow to two to three times the size for which their building was originally designed without a major building program. The resources (time, money, and energy) that would have traditionally been spent on construction and interest can then be redirected to ministering to people. This facility planning is not done in isolation, but as part of an integrated plan embracing ministries, staffing, and finances.

Bowman and Hall have also written, When Not To Build: An Architect's Unconventional Wisdom FOR the Growing Church. In addition, Hall is coauthor of The Lay Ministry Revolution: How You Can Join and Praying With the Anabaptists: the Secret of Bearing Fruit.