Why Swim with the Sharks? An Unconventional Guide to Early Retirement

Don’t think you can afford to retire early? Conventional wisdom assumes baby boomers will continue consuming their way through life. This requires the right mix of investments earning high returns, so you can save that million you need.

Why swim with the sharks? is an alternative guide to your early retirement. It’s full of common sense financial wisdom that will keep you firmly on track to early retirement, 10 years sooner than you think.

Forget conventional retirement advice. You don’t need complicated investment strategies or high-risk mutual funds. There is an easier way to riches, and retiring early. Curb your spending instead. You can retire early even if your investments are only earning 3% returns and you just started saving in middle age.

In Why swim with the sharks? you’ll learn how to:

- Avoid 7 retirement myths that will keep you working and saving years longer than you need to. - Take control of your money and re-order your priorities. - Live a greener and more sustainable way of life. - Live for today so you can enjoy tomorrow.

If early retirement is your dream, this is the only retirement guide you’ll need.

Diana Salomaa and Henry Dembicki decided early in their careers that they preferred the benefits of early retirement to 30 years of work—and the stress that goes with it. They wanted to start enjoying life sooner rather than later. A full pension was never enough incentive to stick to a 9 to 5 routine.

Diana has worked as a private consultant, social researcher and planner with government and non-profit organizations. She retired at 50. Henry is a government privacy advisor. He plans on retiring years before his "official" retirement date. Both authors are active hikers, kayakers, cross-country skiers and cyclists.