Willing To Buy : A Questioning Framework for Effective Closing
Language: English
Published by Authorhouse, 2015
- Softcover
- New

Seller: AHA-BUCH GmbH, Einbeck, GermanyAHA-BUCH GmbH
AbeBooks seller since August 14, 2006
Condition: New
US$ 34.18
Quantity: 1 available
Add to basketItem description from seller
nach der Bestellung gedruckt Neuware - Printed after ordering - These days, every hour of your work day is precious. You have to spend time on those activities that deliver quantifiable results. In this highly competitive environment, you need to boost your productivity to, in turn, boost your career. There is no other profession for which those realities apply more than sales.In sales, we all want to have a healthy pipeline. But not every prospect in our pipeline is ready and willing to buy. In fact, there is a fair chance some on our list aren't prospects at all.In this important book, Dan Schultheis and Phil Perkins introduce a tried-and-true framework for finding out which prospects are real and ready to do business and where you should invest that precious time. The 'willing to buy' framework provides the tools you need to separate your pipeline from pipedream.Once you understand and master the 'four pillars' of the 'willing to buy' framework and put them into daily practice, you will not only increase sales but make your work day more enjoyable and productive.…
Seller Inventory # 9781496964700
- Title
- Willing To Buy : A Questioning Framework for Effective Closing
- Author
- Dan Schultheis
- Publisher
- Authorhouse
- Publication year
- 2015
- Condition
- Neu
- Binding
- Taschenbuch
- Language
- English
- ISBN 10
- 1496964705
- ISBN 13
- 9781496964700
- Item weight
- 173 grams
- Dimensions
- 229x152x6 mm
"Synopsis" may belong to another edition of this title.
Excerpt. © Reprinted by permission. All rights reserved.
Willing To Buy
A Questioning Framework for Effective Closing
By Dan Schultheis, Phil PerkinsAuthorHouse
All rights reserved.
Contents
Chapter 1 Laying the Foundation, 1,
Chapter 2 Opening the Dialogue and Defining the Terms, 4,
Chapter 3 Is the Money Available?, 14,
Chapter 4 Is the Decision Cycle Clear?, 25,
Chapter 5 Is the Justification Evident?, 35,
Chapter 6 Is the Prospect Willing To Buy?, 47,
Chapter 7 Probability and Factoring, 54,
Chapter 8 Tells That Sell, 62,
Chapter 9 Practical Application, 70,
Chapter 10 The Last Word, 76,
CHAPTER 1
LAYING THE FOUNDATION
Only a habit can subdue another habit. —Og Mandino, The Greatest Salesman in the World
Thanks, Phil!
My first sales manager job for IBM was in Indianapolis. My first unit comprised seven unmarried salesmen. I started the job with all the enthusiasm and cheerleading attitude that a new sales manager typically had.
In the first 90 days, I filled the role of chief sales cheerleader; making as many calls with my salesmen as I could; talking incessantly with them about every active situation in my unit (by the way, at any given time that was over a hundred!). Another major responsibility for me as a sales manager was to forecast monthly what the closed sales total for my unit would be. You can imagine what happened in those first three months: I so horribly missed my forecast that my boss started to wonder if he had made a big mistake hiring me. But he couldn't be harder on me than I was on myself. I was embarrassed. I feared my salespeople would start to see through my façade and realize I was over my head and struggling not to drown.
About three months into the job, I realized this situation was not getting any better. Not only was I not on top of the business but I was making wild guesses as to which out of the hundred prospects would close. Something had to change.
Because of the overwhelming number of so-called "prospects" my sales team claimed would close, I started looking at how many of those prospects were actually closing the way the salesmen predicted: very few of them. So I began to think that maybe, instead of trying to predict which prospects would close, there might be a better chance to focus on which ones were likely not going to close and stop focusing on them sooner.
I know that doesn't seem to be a logical way to approach the problem; and to others at first it didn't seem right either. The environment at that time was to see which sales units in our branch could earn the bragging rights for their sales production. Obviously that wasn't my unit, and if I didn't find a new way to produce more business, I would continue to be an ineffective sales manager, not be able to get my arms around where business was coming from and in the end leave the job a failure.
I became determined to drive my salespeople to stop working on prospects that wouldn't close. I actually focused more on this than on which prospects were closing. I also knew I had to come up with a shorthand way of assessing this "non-close-ability" with my salespeople so I didn't have to spend so much time letting the salespeople sell me, with their stories, on what great prospects they had.
To develop this shorthand method, I studied what really goes into a decision of any sort, whether it is a business decision or a personal decision. What I realized is there are really only four major components that are part of any decision we make, in business or otherwise:
First: What's in it for me? What is my vested interest in having this situation come to a conclusion?
Second: What's in it for my organization? What's the impact on the group or organization I'm a part of?
Third: What resources (in money, time or people) do I need to make sure this decision gets made and implemented?
Fourth: Who do I need persuade? Who do I need to get on my side and to support me in getting the decision made and implemented in my organization?
I introduced this Framework and told my team it was of equal importance to find there was no decision to be made in the current timeframe as to the price or content of the solution. I slowed them down from proposing a solution to the prospect. In fact, I made my salespeople convince me that they had talked to the prospect and had heard, in the prospect's own words, the answers to the four questions before I would let them propose.
At first they resisted, but I prevailed. And a strange thing happened: within the next three months, at any one time my sales team was working on less than 35 total "active" prospects, but they were closing about 25 percent more business and doing it more predictably month by month.
After facilitating these discussions and challenging my sales reps on what they had before thought were "hot prospects," they began to understand the power of this framework that I chose to call "Willing To Buy"—how to prioritize which prospects to work on, which had the best chance of closing. Every salesperson who worked for me told me they felt more in control of their territory than ever before and they were "having a ball!" In six months from starting to use this framework, we moved from the worst-performing unit in the branch office and region to become the best unit in the branch office as well as becoming the third best in the region out of 40 units.
Here I've given you a taste of how I developed the Willing To Buy Framework, which you will learn to use in this book. I hope it has whetted your appetite for this incredibly effective tool. When you complete this book, I also hope that you will use it, as my salespeople did, to close more business, to make more money and achieve results beyond what you could have ever imagined before using it.
Here's to your "successful disqualifying"!
CHAPTER 2OPENING THE DIALOGUE AND DEFINING THE TERMS
In a dialogue, however, nobody is trying to win. Everybody wins if anybody wins. There is a different sort of spirit to it. In a dialogue, there is no attempt to gain points, or to make your particular view prevail. Rather, whenever any mistake is discovered on the part of anybody, everybody gains. It's a situation called win-win, in which we are not playing a game against each other but with each other. In a dialogue, everybody wins.
—David Bohm, American theoretical physicist, "On Dialogue"
Dialogue. That's the best way I can describe the professional relationship Dan Schultheis and I share. When we get together for a professional lunch, we invariably start kicking concepts around, sharing anecdotes and interrogating each other's ideas. It's fun, productive and at times frustrating, probably more so for Dan. You'll learn as we go forward that Dan is a big fan of asking why. So am I, and because I believe Dan is an innovative thinker, I tend to ask him why with some frequency. It's one way I learn from colleagues, clients and friends.
Because Dan and I have this ongoing dialogue and freely question each other's concepts, we have decided to allow this book to evolve as a dialogue unto itself. We are creating this in real time. We hold meetings and compare notes on the ways that the Framework has proven itself. As we work, we interrogate each concept and revisit every story we share to ensure that each of the four cornerstones is illustrated fairly and accurately. And we have agreed to remain objective and forthright about how some sales professionals have rejected some or all of the concepts and why some came around and boosted their effectiveness.
So the book is taking the form of an ongoing dialogue. One of us may raise an idea worth sharing and the other expand on or interrogate that idea. Such is our relationship, so it shall be the roadmap and methodology of this book.
First, let's revisit the natural skepticism I alluded to above.
Raising the Questions: The Whys, Whos and Hows
I have to admit that on first hearing of the Willing To Buy Framework, my natural tendency was to ask Dan why it should work.
1) Why would a prospect share with you the deep-seated reasons for wanting to buy from you, or from anyone, for that matter?
2) Why would they share with you the amount of money they were willing to spend? (Please note that we realize asking for the budget numbers is in every salesperson's playbook. It's tough business and can be delicate. We'll spend time on this a bit later.)
3) Who, after all, decides if the justification for buying your products, services or consulting experience is clear and evident at all?
4) And if you are speaking with a buyer's gatekeeper, why would they share the intimate details about who would be involved in the decision? After all, the gatekeeper usually guards against access to the people at the top.
Look, dear reader, I want to tell you right up front that this is not intended to be a scholarly work. While every concept shared here is based on human psychology, neither Dan nor I are psychologists. While there may be sociological implications, we're not sociologists either. In fact, most of the concepts we introduce in this book are based on precepts that you already know and acknowledge, but perhaps have never organized in quite this way. So, based on my early skepticism, we fully understand that you may be asking why it should work and how the Willing To Buy Framework is different and worth considering.
"Framework" Versus "System"
For many years, sales management professionals and learned authors have professed to have the ultimate selling and/or sales management system. Books on boosting sales line the racks at Barnes and Noble. Every year I receive perhaps 50 offers of books, CDs and DVDs guaranteed to increase my company's revenue astronomically. Podcasts, Internet classes and MP3 downloads are the newest ways to deliver the message about the latest system.
I believe in defining terms right up front. So let's talk about what a system is, and then we can talk about what it isn't. Here's a definition that popped up right away when I searched the Internet:
System: A set of principles or procedures according to which something is done, an organized scheme or method
That seems fairly promising, doesn't it? Based on this definition we might conclude that a sales system would provide us with a set of step-by-step procedures that, if followed precisely, would lead to increased sales effectiveness. I have never found that to be the case, and I have looked at many.
Now it's time for a little real-life story. Dan and I, along with our wives, attended a holiday party recently where a dear friend asked what was new and different in my life. I told her that Dan and I were writing a book together.
"Oh, is it a mystery?" my friend asked.
"No. It's a book about sales," I replied.
Her answer: "Same thing!"
Rather telling, isn't it? This woman had worked around salespeople for many years and had heard their stories of success and failure. She was savvy enough to know there is no magic pill. There really is no step-bystep system for sales success, so in that sense success in this profession can seem like a mystery.
Now let's consider the working definition of a framework.
Framework: A set of assumptions, concepts, values and practices that constitutes a way of viewing reality
If you were around in the '60s and '70s, you may recall the old saying, "Reality, what a concept!"
I have to chuckle when I remember the implications of that saying. But in business you are better served facing reality no matter what decision you are trying to make or opportunity you intend to pursue.
Dan will spend a good bit of time in the coming chapters talking about the importance of disqualification. As I mentioned in the introduction (You did read the introduction, didn't you?), salespeople can be the ultimate optimists. That's good in many ways but can be destructive if taken to the extreme. Pipelines can be artificially inflated and management fooled if there is no way to drill down into the reality of any opportunity.
Therefore, the Willing To Buy concept is best defined as a framework, a tool to help both the sales professional and sales manager discover and face reality. Once the cold light of day shines on an opportunity, they can take steps to either abandon the time-consuming deals unlikely to produce fruit and/or invest more time and effort into those that meet the sniff test. We intend the Willing To Buy Framework to be a tool by which we can interrogate all the important criteria that separate bad deals from good ones, bad business from good business, and unfortunately, sometimes bad salespeople from good ones.
Defining the Four Pillars of the Willing To Buy Framework
Before we go any further, it is important to identify and position what we call the four pillars of the Willing To Buy Framework. We will expand on each in the chapters that follow, but the reader needs to be aware of the role each plays in assisting both the sales rep and sales managers in correctly identifying winnable business and disqualifying those opportunities that really aren't winnable.
Is the prospect Willing To Buy? (WTB)
(Think of this category as the personal motivator: What's in it for anyone and everyone involved in the decision, including the key decision maker?)
Is the prospect contact the ultimate decision maker? What evidence does he/she show that, as a member of the group, they personally will make a decision and voice it to others in the decision group? This particular area deals with the personal motivation of this person to see that a decision will be made. It is in addition to the tangible business justification and speaks to what is the individual benefit for this particular person. Note that for this to be effective, the answer to this question should be drawn from the specific words of every relevant contact including the decision maker and not from the salesperson's perspective.
Some questions that need to be answered in this pillar are:
• Is this person (not necessarily just the decision maker) willing to make a decision, in his/her mind?
• Why is this so, in this person's mind?
• What is the evidence that this is so—verbal assurance, impending event, upper management insistence?
• Are there any other people who also must be Willing To Buy for this proposition to go forward?
Is the Justification Evident? (JE)
(This category is the organizational motivator: What's in it for the organization?)
What is the business impact that will be used to justify the organization's commitment to any proposed solution? Has this justification been articulated by your contact and/or the decision maker? What are the tangible results that the prospect organization will realize?
Some questions that need to be answered in this pillar are:
• Is the justification evident in this contact's mind as well as in the decision maker's mind?
• What is that justification? (Note: Be aware that the prospect will often give you an intangible or non-qualified reason at first. It is up to the sales professional to guide the prospect as they quantify the financial impact on the business.)
• What is the time period over which savings or value will be realized?
• Is there more than just one area in which this project will save money or add value?
Is the money available? (MA)
(Has this acquisition or commitment been budgeted, and what is that budget?)
This topic explores the amount of money and resources (including people's time) available to effectively go ahead with any solution and implement it successfully. What evidence is there that funds and resources have been allocated to complete any project of this magnitude?
Some questions that need to be answered in the pillar are:
• Is there a budgeted amount for this project?
• If not, how might monies be appropriated to fund the project?
• Is the money for this project in your contact's control or must he/she go to higher management to allocate funds for this effort?
• What is the breakdown of the projected allocation of the funds (e.g., product, services, training, etc.)?
• What is the flexibility to go for more funds if the business case warrants it?
Is the Decision Cycle Clear? (DCC)
(What is the approval cycle and who specifically will be involved?)
This pillar is needed to clarify that the decision cycle is clear not only in the salesperson's mind, but in the contact's mind (even if he or she is in the ultimate decision maker) also. This is a critical element to gauge upfront the likelihood that after completing all the survey/discovery, demonstration (if appropriate) and proposal work, a decision will be made.
Some questions that need to be answered in this pillar are:
• What is the sign-off path through management once your contact agrees with your recommendation?
• Are there hidden parties who may need to be sold separately?
• Is it appropriate for you to go either with your contact or separately to the other parties to make your case? If so, what must you be prepared for?
• After what seems to be all other questions have been answered, what else could keep this project from moving forward? (Have you now considered all factors in the decision-making process?)
Expansion
This is Dan and, as Phil said, I'm going to weigh in with my observations on some of the points he made in this chapter. First, on Phil's topic Raising the Questions: The Whys, Whos and Hows, here is my perspective on the four points in this section.
Let's revisit the first question, of the prospect sharing deep-seated reasons for wanting to buy from you or anyone. The salesperson must realize is this is not about you; it's about helping the prospect recall why he or she even embarked on the search for a solution. More times than not, by the time the prospect gets around to looking for a solution, they have gone over many times the frustrations of having to deal with their status quo and not achieving the results they were looking for. Because of this, their usual failed past attempts to solve the issues on their own, they reach a point where they just want the pain to go away. This drives them to look for relief from outside of their company environment, usually to an outside vendor to supply the solution that relieves their pain. Therefore, many initial discussions become quickly about the requirements of the solution and not about the original business problem they were trying to solve and why it has become so critical to solve it now.
(Continues...)
Excerpted from Willing To Buy by Dan Schultheis, Phil Perkins. Copyright © 2015 Dan Schultheis and Phil Perkins. Excerpted by permission of AuthorHouse.
All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.
"About the title" may belong to another edition of this title.
Shipping rates from Germany to U.S.A.
| Item | 7 to 10 business days | 5 to 7 business days |
|---|---|---|
| First item | US$ 39.21 | US$ 50.41 |
Payment methods
- Bank Wire Transfer
- Check
- Paypal
Store description
Das Unternehmen AHA-BUCH GmbH: Seit der Gründung von AHA-BUCH im Juli 2005 ist unser Hauptziel, zufriedenen Kunden so schnell und so preisgünstig wie möglich ihren Bücherwunsch zu erfüllen. Unsere Firma beschäftigt 16 Mitarbeiter, die nur ein Ziel kennen: den Kunden und seine Wünsche! Auf über 3700 m2 Fläche haben wir über 100.000 Bücher, Modernes Antiquariat und Spiele auf Lager.
Specialty
Kinderbücher & Kinderhör Casetten, German Books, Software, Natur & Tiere, Ratgeber, Sachbücher, Englische Bücher, Medizin & Gesundheit, Universität & StudiumSeller's business information
AHA-BUCH GmbH
Garlebsen 48
Einbeck, Germany 37574
Terms of sale
General Terms and Conditions and Customer Information / Privacy Policy
I. General Terms and Conditions
§ 1 Basic provisions
(1) The following terms and conditions apply to all contracts that you conclude with us as a provider (AHA-BUCH GmbH) via the Internet platforms AbeBooks and/or ZVAB. Unless otherwise agreed, the inclusion of any of your own terms and conditions used by you will be objected to
(2) A consumer within the meaning of the following regulations is any natural person who concludes a legal transaction for purposes that can predominantly be attributed neither to their commercial nor their independent professional activity. An entrepreneur is any natural or legal person or a partnership with legal capacity who, when concluding a legal transaction, acts in the exercise of his independent professional or commercial activity.
§ 2 Conclusion of the contract
(1) The object of the contract is the sale of goods.
(2) If an article is listed by us at AbeBooks or ZVAB, the activation of the offer page at AbeBooks or ZVAB constitutes the binding offer to conclude a contract under the conditions contained in the article page.
(3) The contract is concluded via the online shopping cart system as follows:
The goods intended for purchase are stored in the "shopping cart". Via the corresponding button in the navigation bar you can call up the "shopping cart" and make changes there at any time.
After calling up the "Checkout" page and entering the personal data as well as the payment and shipping conditions, all order data will be displayed again on the order overview page.
Before sending the order, you have the option of checking all information again, changing it (also via the "back" function of the Internet browser) or cancelling the purchase.
By submitting the order via the "Buy now" button, you declare the acceptance of the offer in a legally binding manner, whereby the contract is concluded.
(4) The processing of the order and transmission of all information required in connection with the conclusion of the contract is partly automated by e-mail. You must therefore ensure that the e-mail address you have stored with us is correct, that the receipt of the e-mails is technically ensured and, in particular, that spam filters do not prevent it.
§ 3 Right of retention, retention of title
(1) You can only exercise a right of retention if it concerns claims from the same contractual relationship.
(2) The goods remain our property until full payment of the purchase price.
§ 4 Warranty
(1) The statutory warranty rights exist.
(2) In the case of used goods, the warranty period is one year from delivery of the item, deviating from the statutory regulation. The shortening of the deadline does not apply:
- culpably caused damages attributable to us from injury to life, limb or health and in the case of other damages caused intentionally or through gross negligence;
- insofar as we have fraudulently concealed the defect or have assumed a guarantee for the quality of the item.
(3) As a consumer, you are requested to check the item immediately upon delivery for completeness, obvious defects and transport damage and to inform us and the freight forwarder of any complaints as soon as possible. If you do not comply with this, this will have no effect on your statutory warranty claims.
§ 5 Choice of law, place of performance, place of jurisdiction
(1) German law shall apply. In the case of consumers, this choice of law shall only apply insofar as this does not withdraw the protection afforded by mandatory provisions of the law of the state of the consumer's habitual residence (principle of favourability).
(2) The place of performance for all services arising from the existing business relationships with us as well as the place of jurisdiction is our registered office, insofar as you are not a consumer, but a merchant, a legal entity under public law or a special fund under public law. The same applies if you do not have a general place of jurisdiction in Germany or the EU or if the domicile or habitual residence is not known at the time the action is brought. The right to appeal to the court at another statutory place of jurisdiction remains unaffected by this.
(3) The provisions of the UN Convention on Contracts for the International Sale of Goods shall expressly not apply.
II. Customer Information
- Identity of the Seller
AHA-BUCH GmbH
Garlebsen 48
D-37574 Einbeck
Germany
Telephone: 055639996039
E-mail: abebooks@aha-buch.de.
Alternative dispute resolution:
The European Commission provides a platform for out-of-court online dispute resolution (ODR platform), which can be accessed under https://ec.europa.eu/odr.
- Information on the conclusion of the contract
The technical steps for the conclusion of the contract, the conclusion of the contract itself and the correction options are carried out in accordance with the provisions "Conclusion of the contract" of our General Terms and Conditions (Part I.).
- Contract language, contract text storage
3.1. The contract language is german.
3.2. The complete text of the contract will not be stored by us. Before sending the order, the contract data can be printed out or electronically saved via the print function of the browser. After receipt of the order by us, the order data, the legally prescribed information for distance contracts and the General Terms and Conditions will be sent to you again by e-mail.
- Essential characteristics of the goods or services
The essential characteristics of the goods and/or services can be found in the respective offer.
- Prices and terms of payment
5.1. The prices stated in the respective offers as well as the shipping costs represent total prices. They include all price components including all applicable taxes.
5.2. The shipping costs incurred are not included in the purchase price. They can be called up via a correspondingly designated button on our website or in the respective offer, are shown separately in the course of the ordering process and are to be borne by you in addition, unless free shipping has been promised.
5.3. If the delivery is made to countries outside the European Union, we may incur additional costs for which we are not responsible, such as.B customs duties, taxes or money transfer fees (transfer or exchange rate fees of the credit institutions), which are to be borne by you. Any costs incurred for the transfer of money shall also be borne by you in cases where the delivery is made to an EU member state, but the payment was initiated outside the European Union.
5.4. The payment methods available to you are indicated under a corresponding button on our website or in the respective offer.
5.5. Unless otherwise stated for the individual payment methods, the payment claims from the concluded contract are due for payment immediately.
- Terms of delivery
6.1. The terms of delivery, the delivery date and, if applicable, existing delivery restrictions can be found under a correspondingly designated button on our website or in the respective offer.
Insofar as no other deadline is specified in the respective offer or under the correspondingly designated button, the delivery of the goods will take place within 3-5 days after conclusion of the contract (in the case of agreed advance payment, however, only after the time of your payment instruction).
6.2. Insofar as you are a consumer, it is regulated by law that the risk of accidental loss and accidental deterioration of the sold item during dispatch shall only pass to you upon handover of the goods, regardless of whether the shipment is insured or uninsured. This does not apply if you have independently commissioned a transport company not named by the entrepreneur or a person otherwise designated to carry out the shipment.
- Statutory liability for defects
Liability for defects is governed by the "Warranty" provision in our General Terms and Conditions (Part I).
last update: 01/06/2022
Privacy policy
Unless otherwise stated below, the provision of your personal data is neither required by law or contract, nor is it necessary for the conclusion of a contract. You are not obliged to provide the data. Failure to provide this will have no consequences. This only applies if no other information is provided in the subsequent processing operations.
Collection, processing and disclosure of personal data when placing orders
When ordering, we collect and process your personal data only to the extent necessary to fulfil and process your order and to process your enquiries. The provision of the data is necessary for the conclusion of the contract. Failure to provide this provision means that no contract can be concluded. The processing takes place on the basis of Art. 6 para. 1 lit.b GDPR and is necessary for the performance of a contract with you.
Your data will be passed on, for example, to the shipping companies and dropshipping providers selected by you, payment service providers, service providers for order processing and IT service providers.
In all cases, we strictly observe the legal requirements. The scope of data transmission is limited to a minimum.
Duration of storage
After completion of the contract, the data will first be stored for the duration of the warranty period, then taking into account legal, in particular tax and commercial retention periods and then deleted after expiry of the period, unless you have consented to further processing and use.
Rights of the data subject
If the legal requirements are met, you have the following rights under Articles 15 to 20 GDPR: Right to information, to correction, to erasure, to restriction of processing, to data portability.
In addition, pursuant to Article 21 (1) GDPR, you have the right to object to processing based on Article 6 (1) f GDPR and to processing for direct marketing purposes.
Contact us on request. The contact details can be found in our imprint.
Right to lodge a complaint with the supervisory authority
In accordance with Article 77 GDPR, you have the right to complain to the supervisory authority if you believe that the processing of your personal data is not lawful.
Right to object
If the personal data processing listed here is based on our legitimate interest pursuant to Art. 6 para. 1 lit. f GDPR, you have the right to object to this processing at any time with effect for the future for reasons arising from your particular situation.
Shipping terms
We ship your order after we received them
for articles on hand latest 24 hours,
for articles with overnight supply latest 48 hours.
In case we need to order an article from our supplier our dispatch time depends on the reception date of the articles, but the articles will be shipped on the same day.
Our goal is to send the ordered articles in the fastest, but also most efficient and secure way to our customers.