In 2008 the entire system collapsed around me. I went from a successful mortgage lender to watching my life, my business, and my sanity unravel in real time. This is the raw, unfiltered story of what it actually felt like to lose everything — the houses that broke me, the debt that nearly destroyed me, and the fight to claw my way back.

What readers are saying:

“While most of us have never lost a personal fortune or been on a property overrun with rats, Joe's storytelling takes us there, into the depths of fear, questionable mental health, and human filth. The author's losses, however, are the reader's gain.” — Stu Opperman, President, Impact Players

“There are two ways to learn in life: the hard way or by reading this book. Simply incredible!” — Dave Macri, CEO, Real Estate USA

“An enthralling best seller, for sure! You'll laugh. You'll cry. Most importantly, you'll learn to survive.” — Lissette Campos, Emmy award winning journalist & strategist

“This book is raw, honest, and unforgettable. Joe takes you right into the trenches of 2008.” — Regis Sellier, Foreword

If you’ve ever felt the floor drop out from under you — financially, emotionally, or both — this memoir will hit you hard and leave you stronger. Slow and steady really does win the race.

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Store Description

We first started out as ?The Paperback Exchange,? a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become ?PBShop.? This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first visit or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.

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Pbshop.co.uk Ltd
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We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.

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Order quantity	7 to 14 business days	7 to 14 business days
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