The Zero Sum Game: Surviving Business Collapse, Debt, and the 2008 Financial Crisis

From - $3 Million to + $3 Million… and everything I lost along the way.

In 2008 the entire system collapsed around me. I went from a successful mortgage lender to watching my life, my business, and my sanity unravel in real time. This is the raw, unfiltered story of what it actually felt like to lose everything — the houses that broke me, the debt that nearly destroyed me, and the fight to claw my way back.

What readers are saying:

“While most of us have never lost a personal fortune or been on a property overrun with rats, Joe's storytelling takes us there, into the depths of fear, questionable mental health, and human filth. The author's losses, however, are the reader's gain.” — Stu Opperman, President, Impact Players

“There are two ways to learn in life: the hard way or by reading this book. Simply incredible!” — Dave Macri, CEO, Real Estate USA

“An enthralling best seller, for sure! You'll laugh. You'll cry. Most importantly, you'll learn to survive.” — Lissette Campos, Emmy award winning journalist & strategist

“This book is raw, honest, and unforgettable. Joe takes you right into the trenches of 2008.” — Regis Sellier, Foreword

If you’ve ever felt the floor drop out from under you — financially, emotionally, or both — this memoir will hit you hard and leave you stronger. Slow and steady really does win the race.