Richard E. Carmichael

Richard Carmichael is a professor emeritus in the College of Business Degree Completion Program at Gardner-Webb University. He previously served as the Alex Lee Professor of Business at Lenoir-Rhyne College. He also served as a Visiting Professor of Finance at Washington College in Chestertown, MD, and a Faculty Associate with the Johns Hopkins University Division of Business in Baltimore, MD. He has had teaching assignments in American Economic History, Strategic Management, Business Economics, International Business, Small Business Management, and Financial Markets and Institutions.

In addition, Dr. Carmichael has over twenty years of business experience in the fields of Financial Management, Economic Forecasting and Marketing. He has held executive positions with First Interstate Bank of California as Vice President of Strategic Planning and Marketing, Bank America Corp., as Vice President of Market Planning and Research, and Manufacturers Hanover Corp. as Financial Economists for the Bank's National Division. He also has over ten years of experience with the U.S. government as budget manager for the U.S. bankruptcy court in Maryland and as branch chief for credit programs for the small business administration in Washington, DC. He holds a Bachelor of Science in Economics, an MBA in Financial Management and a PH.D. in Business Administration. Dr. Carmichael has two recent books that are on sale.

1. Common Sense Economics 2025 Edition

2. American Economic History 2023 Edition.

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