Ralph Doudera

Ralph Doudera is the CEO of Spectrum Financial, Inc., a Registered Investment Advisory firm that is responsible for investing millions of dollars of client assets. For nearly 30 years Spectrum's investment and trading philosophy has strived to consistently provide above average investment returns while minimizing downside losses. He is also an investment strategist to Hundredfold Advisors, managing an alternative mutual funds whereby management fees generated are given to charity.

Ralph holds a Bachelor's Degree in Mechanical Engineering and a Master's Degree in Management and Finance from New Jersey Institute of Technology. He also received a Master's Degree in Biblical Studies from Regent University.

He founded Simply Distribute Foundation, which contributes to organizations promoting microfinance, supporting Third World children's hospitals, building orphanages and churches, and developing evangelism leadership. He believes this is the best way to make positive changes in this world.

Ralph has four daughters, one son, and eight grandchildren. His activities are diverse, from driving on various road courses across the U.S. to composing music and playing the piano. He also enjoys surfing in Costa Rica where he owns one of the finest beachfront bed & breakfast hotels in Central America - Casa Cecilia Hotel in St. Teresa.

His first book, Wealth Conundrum, now in its third printing, addresses the puzzles of wealth from a Biblical perspective. It is also available in Korean, and Arabic versions.