Matt Nicholson (born in 1990) was born in Lethbridge, Alberta, to loving Canadian parents, grew up in Three Hills, Alberta, and went on to Kamloops, British Columbia in 2011. For four years he studied Bachelor of Science in Mathemetics and Economics and Thompson Rivers University. His first book, "Financial Stress: How You Can Face the Stress of Financial Difficulty," has just been released. It has yet to win any awards, but although he realizes he has had some humble beginnings he does not intend to give up on his writing career. The same day he released his second book, "Building Your Emergency Funds," which also has yet to see much popularity.