Stephen J. Kelley

How can you know what you should do if you don’t know what you can do?

Author, radio personality, educator and financial planning pioneer Stephen Kelley shares his secrets to More Now, More Later™ retirement income planning. Most planners regard income planning as a “zero‐sum game,” a “Rob Peter to pay Paul” exercise. In these self‐serving, Wall Street‐dictated scenarios, people must limit the amount of income they receive to ensure they

don’t run out of money in retirement.

But there is an alternative to this “less now, more later,” or “more now, less later” mentality. Using state‐of‐the‐art income planning techniques, and his own trademarked “Last Things First™” planning process, Stephen Kelley blows the lid off the traditional Wall Street‐serving methods and brings retirement planning home to the individual retiree.

In his books you will learn how to:

- Unleash as much as 3 times the lifetime income using half the money with Kelley’s

trademarked planning process, Last Things First™

- Ensure your Social Security benefits enhance, rather than impede, your plan.

- Reduce, or even remove, taxes and fees from your retirement plan.

- Maximize market returns while minimizing market risk.

- Regain control of your pension so you not only get all the income you can, but so you can

also leave it to your heirs.

- Take control of the planning process so you can spend freely without worry.

- Much, much more.