Paul J. Ryan

Paul Ryan is driven by continuous learning and education - both as a student and an educator. He empowers individuals to raise, repair, and retain healthy credit profiles, and drawing on his extensive experience with credit histories and credit scores, he has maintained a perfect credit score of 850 for several years.

He was a Junior Achievement volunteer with three school districts teaching K–12 students the fundamentals of money - a commitment to financial literacy, and is a mentor for his alma mater.

Beyond his work as an author, trainer, and coach/mentor, he is a consultant, podcast guest, and has volunteered for various non-profit finance committees and boards.

He holds a Bachelor of Science in Business Management, a financial industry license, and several professional certifications.

Paul is the editor of a website and blog focusing on credit topics, along with his books on credit and the career of actor James Garner.